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健康保险代理人

Being an insurance agent can be fulfilling and create a ton of opportunities for you. 它也可能有很多要管理. 客户团体保险计划的新雇佣和终止, compliance, claims, payroll, 这样的例子不胜枚举. There are so many boxes that need to be checked and lines that need to be connected leaving a lot of room for errors and making your life extremely stressful.

但如果你有个搭档呢, who could help you make sure everything was in order and running smoothly? The SBAM Member Care Team handles many of the administrative and customer service matters for our members so you can concentrate on what’s important – your customers.

Our team of experts brings harmony to your customers’ employee benefits, insurance, 法规遵从和人力资源. Contact us at membercare@0412xp.net 请拨打(877)949-7226查询您正在寻找的解决方案!

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sam成员的新综合评级选项

SBAM is now offering a composite rating options for companies enrolled in our sponsored health plan. A composite rate provides a single premium rate for all enrollees in the group, 为所有员工提供公平和公平的机会. This approach simplifies the premium-setting process for group health insurance, 使雇主更容易管理和预测成本.

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代理的优势

有价值的产品解决方案,简单高效的报价, 注册和计费,使您和您的客户更容易!

  • 独家综合账单 invoice.
  • sam在线门户网站,Freshdesk, 与我们的会员关怀团队沟通.
  • 免费的OneSource管理 为您的SBAM客户.
  • Quoting, underwriting, claims, and enrollment for Dearborn Life and Disability. 
  • Composite Rating option that makes it simple for employers to manage and predict insurance costs.
  • 遵循资源 包括工作场所海报, 就业筛选, Handbooks, 法律服务和概要计划说明.
  • 共同雇主退休计划 gives agents the opportunity for additional income and reduces risk and saves money for your customers.
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经纪人名人堂

我们爱我们的代理人!  为了表达我们的感激,我们准备了 Hall of Fame 奖励你所有辛勤工作的程序. 发现你和你的机构所获得的所有福利:

  • 免费成为sam VIP会员
  • 折扣非蓝色和非赞助的COBRA费率
  • 为贵公司在社交媒体上进行推广
  • 网站认可您的机构
  • 包括在我们的领先分销计划
  • 《玛雅吧官网》采访Brian Calley
  • 午餐给你和你的员工

Qualifications:
New Business – 100 or more BCBSM/BCN Contracts plus three lines of coverage in COBRA, Dearborn, BCBSM/BCN.
续期业务 200个或更多BCBSM/BCN合同.

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SBAM Brochures & Forms

Everything you need to enroll and service your SBAM customers including Dearborn, 眼镜蛇管理, 和第125条管理. Our solutions provide affordable options to help them attract and retain talent and stay compliant.

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sam Freshdesk会员服务

Freshdesk is SBAM’s cloud-based customer service software that provides our members and their insurance agents with support from our Member Care Team that includes smart automations that will help to get things done faster!

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迪尔伯恩人寿保险公司团体人寿 & Disability

Group life and disability insurance products from Dearborn Life Insurance Company, which are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan

If you are an agent who needs to become appointed with Dearborn Life Insurance Company, 请填写 W9 form and 代理人委任表格.  将填妥的表格寄至  GSB_Commissions@groupspecialtybenefits.com and linnea.keeney@0412xp.net. 如果您有任何问题,请联系Linnea.

To receive a quote for SBAM sponsored 迪尔伯恩人寿保险公司团体人寿 and Disability,请使用我们的 quoting tool 或直接发电子邮件给sam注册和计费团队 MemberCare@0412xp.net.

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概要计划描述

Your customer simply combines their basic plan information with the legal pages we provide and the SPD document is ready for distribution to all insured employees. Their company will be compliant with the rules and regulations of the DOL.

了解更多关于spd的信息

眼镜蛇管理

Your customer’s personal COBRA Coordinator sends all necessary letters and notifications, 提供每月活动报告和在线访问他们的帐户, 并从参加cobra的受益人那里收取保费.

了解更多关于COBRA的信息
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Insurance

Our affordable and flexible plans allow your small business customers to offer a complete medical, dental, vision, life and disability package that will save time and money while reducing the hassles of offering employee benefit plans.

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灵活开支管理

随着医疗保险费用的持续上涨, most employers ask their employees to share in the cost of health insurance through premium sharing, 免赔额和共同保险.  随着SBAM灵活的福利计划管理到位, both your customer and their employees save through tax-preferred methods.

了解更多有关行政管理的资料

Ask an Expert

When your customers join SBAM as a Premium, VIP or Elite level member, they gain access to our Ask An Expert web portal for answers to all their Cybersecurity, HR and Legal Questions. Our partners, SensCy, 美国雇主协会和泰勒英国法律, 他所信赖的专家是准确的吗, 及时的信息.

了解更多关于询问专家的信息
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综合评级选项

SBAM offers a composite rate 选择加入我们赞助的健康计划的会员. Instead of assigning individual rates to each member of a group based on their age, gender, 还有其他因素, a composite rate provides a single premium rate for all members of the group, 为所有员工提供公平和公平的机会.

了解有关复合评级的更多信息.
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Billing & Enrollment

SBAM handles all of the billing and enrollment for our sponsored Blue Cross Blue Shield, Blue Care Network and Dearborn Life Insurance Company coverage through our internal member care team here in our Lansing office.

sam会员服务团队将协助您报价, new business, policies, 修改和取消, 代理佣金, 以及现场支持. Your small group customers can contact us for help with all of their insurance needs.

If you are changing your customer’s existing Blue Cross or BCN coverage to an SBAM-sponsored small group health plan, you’ll need to submit a rollover letter to BCBSM through your online OneSource agent account.

了解更多关于计费的信息
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工人的补偿

SBAM的事故基金计划提供5%的预付保费折扣, 而且这个项目有分红资格. Dividend eligibility simply means that if the comparison of our premiums earned versus claims paid falls into the right range, 然后你就能拿回钱. We’re pleased to tell you that our enrolled members are receiving a 2% dividend payment this year!

The discounted workers’ compensation rates and dividend program available through Accident Fund is a great example of how SBAM, 以及我们来自密歇根各地的数千名会员的购买力, 能使你的公司受益. The savings you receive are well above the amount you pay for the cost of an SBAM annual membership.

了解更多有关意外保险基金的资料

共同雇主退休计划

Take a look at our Pooled Employed Retirement Plan powered by TAG Resources, Transamerica, 和格雷斯通咨询公司, 摩根士丹利的一项业务.  The program is cost effective and outsources employer administration and liability.  我们为会员提供独家优惠,包括:

  • Additional $500 annual credit for three years when a business establishes a retirement plan with automatic enrollment.
  • 没有初始设置费用.
  • 启动计划可能有资格获得高达5美元的资助,000 tax credit to cover the TAG annual administrative fee (for 3 years).
了解更多关于PEP的信息